EN / CN

News

Industry news

The overall performance of the payment system in the second quarter of 2017.

Time:2017-09-13 Views:173

In the third quarter of 2017, the payment business statistics show that the nationwide payment system is running smoothly, the scale of social capital transaction is continuously expanding, and the payment business volume keeps growing steadily.

Non-cash payment instruments.

In the third quarter, the total amount of non-cash payment business in China was 434.95 billion, with an amount of 923.80 trillion yuan, up by 32.55% and 2.26%, respectively.

(1) notes

slightly

(2) bank card

The amount of card issuance is growing steadily.By the end of the third quarter, the number of CARDS in the country had reached 6.518 billion, up 8.35% year on year and 2.69% from the previous month.Among them, the number of debit CARDS was 59.66 billion, a year-on-year increase of 8.10%, and 2.38% from the previous month.The number of CARDS and credit CARDS in the CARDS was 552 million, up 11.18 percent year on year and 6.13 percent from the previous month.The country has a total of 4.71 CARDS, among which 0.36 CARDS are held per person.

Bank card acceptance environment continues to improve.As of the end of the third quarter, collecting inter-bank payment system networking specially engaged 2 5.1552 million households, 0.9976 million sets of POS machine 3, ATM machine 947700 units, compared with the previous quarter, an increase of 956800 households, 1.9981 million, 4, 202.The number of POS for every 10,000 people in China was 224.18, up 18.12% from the same period last year, and the number of atms per 10,000 people was 6.85, up 3.53% from the same period last year.

Bank card transactions keep growing.In the third quarter, there were 4.575 billion bank card transactions in China, with an amount of 185.90 trillion yuan, up 33.73 percent and 4.61 percent respectively.Among them, there are 2.385 billion of existing businesses, 16.29 trillion yuan.The amount of cash collected from the current business was 43.17 billion, amounting to 15.62 trillion yuan.The amount of the transfer business was 18.220 billion and the amount was 136.32 trillion yuan.The consumption business was 15.653 billion, with an amount of 17.68 trillion yuan.Bank card cross-bank consumption business 64148 million, the amount of 13.43 trillion yuan.Bank card penetration rate was 48.81%, up 0.11 percentage points from the previous month.The per capita consumption of bank CARDS was 1.28 million yuan, up 22.46% year on year.The consumption amount of bank kaka was 2,712.01 yuan, a year-on-year increase of 13.99%.The amount of bank CARDS and pens consumed was 1,129.24 yuan, down 23.17% year on year.

Bank card credit scale continues to expand.By the end of the third quarter, the total credit card credit was 11.91 trillion yuan, an increase of 9.85 percent.Bank CARDS should have a credit balance of 5.17 trillion yuan, up 10.25 percent from the previous month.The amount of credit card of bank kaka is 216 thousand yuan, and the credit usage rate is 43.39%.The total amount of outstanding credit CARDS in the six months overdue was 66271 million yuan, up 1.85% from the previous month, accounting for 1.36% of the credit balance of the credit card, accounting for a decrease of 0.11 percentage points from the end of the last quarter.

(3) credit transfer and other settlement services.

slightly

(4) electronic payment.

Mobile payment business grew rapidly.In the third quarter, banking financial institutions handled 38.135 billion electronic payment transactions, totaling 523.47 trillion yuan.Among them, the online payment business was 11.087 billion, with an amount of 439.89 trillion yuan, up 4.14% and 1.37% respectively.The amount of mobile payment business was 9722 million, with an amount of 49.26 trillion yuan, up 46.65% and 39.42% respectively.The number of telephone payment business was 4.0890 million, with a total value of 2.16 trillion yuan, down 55.89% and 61.98% respectively.

In the third quarter, non-bank payment institutions handled 77.833 billion transactions of online payment, with an amount of 38.98 trillion yuan, up 76.78% and 47.99% respectively.

Payment system.

In the third quarter, the payment system handled the payment business of 199.4.2 billion, with a total amount of 1,398.55 trillion yuan, up by 29.39% and 4.03% respectively.

(1) the people‘s bank payment system.

In the third quarter, the people‘s bank payment system processing payments in all 3.33 billion, $1, 041.22 trillion, year-on-year growth of 59.99% and 1.34% respectively, respectively pay system business number and amount of 16.70% and 74.45%.The average daily processing business was 3,764.19 million, with an amount of 15.67 trillion yuan.

The number of large real - time payment systems has steadily increased.In the third quarter, the large-volume real-time payment system handled 242 million transactions, with an amount of 980.74 trillion yuan, up 14.58% and 0.70% respectively.The average daily processing business is 36.628 million, the amount is 14.86 trillion yuan.

The small amount of payment system business declined slightly.In the third quarter, the small volume payment system handled 609 million transactions, the amount of which was 7.90 trillion yuan, the number of the number increased by 0.02% year on year, and the amount was 0.78% year-on-year.The average daily processing business was 66.2 million, with an amount of 858.51 billion yuan.

Online payment of interbank clearing system business volume of rapid growth.In the third quarter, the online payment of interbank clearing system handled 2.385 billion transactions, with an amount of 17.01 trillion yuan, up 104.76% and 73.91% respectively.The average daily processing business was 2,592.00 million, with an amount of 1.8493.2 billion yuan.

The business volume of tongcheng clearing system declined slightly.In the third quarter, the same city clearing system 14 handled 9, 321.65 million transactions, with an amount of 33.86 trillion yuan, down 1.41% and 1.25% respectively.The average daily processing business was 141.24 million, with an amount of 512.958 billion yuan.

Domestic foreign currency payment system business volume steadily increased.In the third quarter, the domestic foreign currency payment system handled 54.53 million transactions, amounting to us $2,49282 million (equivalent to about 1.65 trillion yuan), up 7.83% and 16.77% respectively.The average daily processing business was 8,262.86, with an amount of us $377.7 billion (equivalent to RMB 250.68 billion yuan).

The national check image exchange system business volume declined slightly.In the third quarter, China‘s check image exchange system handled 120.33 million transactions, amounting to 65522 million yuan.The average daily processing business is 1.85 million, the amount is 1.008 billion yuan.

(2) other payment systems.

The business volume of banking financial institution‘s payment system continues to grow.In the third quarter, 8274 million transactions were handled by the banking financial institutions, with an amount of 326.55 trillion yuan, an increase of 22.42% and 10.21% respectively.The average daily processing business was 8.99311 million, with an amount of 3.55 trillion yuan.

Bank card cross-bank payment system business volume maintained growth momentum.In the third quarter, bank card interbank payment system handled 7476 million transactions, with an amount of 24.84 trillion yuan, up 22.10% and 43.54%, respectively.The average daily processing business was 8.12590 million, with a value of RMB 2,700.18 billion.

The city commercial bank draft processing system and payment and clearing system business volume maintained relatively fast growth.In the third quarter, the city commercial bank draft processing system and payment and settlement system handled 1690733 million transactions, amounting to RMB 2,50,760 million.The average daily processing business was 986 thousand pens, with an amount of 2.726 billion yuan.

The business volume of the bank‘s payment and clearing system has maintained rapid growth.In the third quarter, the bank‘s payment and clearing system handled 853 million transactions, amounting to 1.70 trillion yuan, an increase of 90.21 percent and 24.04 percent year-on-year.The average daily processing business was 927.35 million, with an amount of 18.444 billion yuan.

The RMB cross-border payment system runs smoothly.In the third quarter, the cross-border payment system handled 36.2 million transactions, amounting to 3.99 trillion yuan.Daily processing business 5485.11 pens, the amount of 60412 million yuan.

The trial operation of the network platform was smooth.As of the end of the third quarter, a total of 15 nationwide commercial Banks and nine payment institutions access network platform, pay initiated network involving bank account payment order from the direct channel switch to snatched platform.

Bank settlement account.

The number of RMB bank settlement accounts increased steadily.By the end of the third quarter, there were 8.976 billion yuan settlement accounts in China, up 3.11 percent from the previous quarter and 1.03 percentage points higher than the previous quarter.

Unit bank settlement account number of small increase.By the end of the third quarter, the total number of bank settlement accounts in the country was 5,355.50 million, up 2.75% from the previous month, and the growth rate was down 0.08 percentage points.Among them, 3 6.6636 million basic deposit account, general deposit account 1, 3.3128 million, 3.3847 million special deposit account, temporary deposit account 193900, accounted for 68.46% of total unit bank settlement account, 24.86%, 6.32% and 0.36%.The number of basic deposit accounts in China increased by 137.88 million in the current quarter, with an increase of 34,800 in general deposit accounts, an increase of 24,100 in special deposit accounts and a decrease of 2,631 in temporary deposit accounts.

The number of personal bank settlement accounts increased steadily.By the end of the third quarter, the total number of personal bank settlement accounts was 8.922 billion, up 269 million from the end of last quarter and 3.11 percent from the previous quarter. The growth rate was 1.03 percentage points higher than the previous quarter.Each person has an account number of 6.45.